This is an interesting article clearly outlining the differences in the FX or Forex world. With regards to Fintech organisations they have become very disruptive in their approach and we will find that brokerages and banks will have to adapt and take on some of the ideas to stay competitive. Clearly companies and individuals will like how easy it is to use these sites but on the other hand customers still like the personal touch. A great example of this is the Metro Bank. Understanding your client base is probably more important than ever to ensure you offer the right solution to fit their needs.